Apply online now in just 3 minutes.
Most loans close in under a week.
Get a loan term up to 7 years.
Get the money you want, quick—$600 up to $100,000. There's a loan to fit your needs whether you're just doing something small or going all out.
A fresh coat of paint and new fixtures can add a lot of value to your house. Or, you may need to buy big-ticket items like appliances, HVAC, or a new roof.
You'll have the funds for any upgrades you want. Maybe switch up a room, finish your basement, or give your garage a whole
new look.
Credible.com is licensed in all 50 states, so they can always help you find the right loan program.
Every lender is a little bit different, but users with good or excellent credit scores will have the best chance of qualifying.
You can borrow as little as $600, up to $100,000. The specific amount you qualify for will vary depending on the lender.
It's super quick. You can get your money in a matter of days. Most loans are funded in around 1-5 days.
All loans are subject to underwriting or investor approval. Some restrictions may apply. This is not an offer of credit or a commitment to lend. Guidelines and products subject to change. Rates and terms may vary depending upon risk analysis, collateral, and other factors. Call 844-645-6937 for details and qualifying information.
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Lower, LLC provides personal loan content and comparison information for our visitors and does so in the form of free online research. Lower does not endorse any particular lender. Applicants must satisfy a lenders credit qualifying criteria when applying for a personal Loan. Lower does not approve or fund personal loans.
Requesting prequalified rates on Credible is free and doesn't affect your credit score. However, applying for or closing a loan will involve a hard credit pull that impacts your credit score and closing a loan will result in costs to you.
Credible Personal Loan Best Rate Guarantee: Credible wants you to have confidence that you’re receiving access to the lowest interest rate in the market when you get a personal loan with a lender through the Credible Website. Read the full Terms and Conditions to ensure you understand and follow the requirements of this Promotion.
Credit card and personal loan rate comparisons can be found at Bankrate: https://www.bankrate.com/loans/personal-loans/average-personal-loan-rates/ and https://www.bankrate.com/finance/credit-cards/average-credit-card-apr/
More information about funding timelines for personal loans can be found here: https://www.credible.com/blog/personal-loan/time-to-fund/
