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5.0
3,100+ reviews
4.9
2,600+ reviews
4.9
9,600+ reviews
4.9
4,300+ reviews
4.9
43,900+ reviews
"Quick and simple."
50,000+ Five-Star Reviews

Only at Lower

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Buy a Home From Your Phone

It's a mortgage application without that "mortgage application" feel.

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Even on Weekends

Text, call, or email your loan advisor 7 days a week. Day or night, on your schedule.

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Refreshingly Real

We use all of our creative might to build the best loan, at the best price, just for you.

And refinance for free.
For life.*

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No lending fees

Buy or refinance once and pay absolutely no lending fees again—that’s $1,500+ savings every time.

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Worry free

Buy now or refinance now and know you can lower your rate later with peace of mind.

Don't take our word for it.

Over 50,000 five star reviews and counting

5.0
Bankrate Logo
3,100+ reviews
4.9
Trustpilot Logo
2,600+ reviews
4.9
Google Logo
4,300+ reviews
4.9
Experience Logo
43,900+ reviews
5.0

Great job, very professional!!!

Trampis C.

Verified Customer
5.0

Matt was also helpful throughout and provided a steady hand throughout. One point though for the process. It was not clear that the day I would sign for closing was a different date than the date of title company closing which caused scheduling confusion for me

Marsha Y.

Verified Customer
5.0

Tony Valdez was professional, knowledgeable, and easy to work with throughout the entire mortgage process. He communicated clearly, answered all my questions, and made everything feel smooth and straightforward. I highly recommend Tony to anyone looking for a reliable mortgage lender!

Anais L.

Verified Customer
5.0

I had a lot of problems getting the information that I needed and they helped me all the way

Sharon E.

Verified Customer
5.0

Scott is trustworthy and caring! Goes above and beyond!

Michaela D.

Verified Customer
5.0

Chris' professionalism and expertise.

Adam C.

Verified Customer
5.0

Our team was the greatest. Nick went above and beyond from start to finish. We couldn't be happier with our first home.

Caringcommunity T.

Verified Customer
5.0

Great experience and the trust in Logan Judah was tremendous. He was reliable in all forms of communication with us. I would recommend him and Lower Mortgage LLC.

Ken P.

Verified Customer
5.0

The whole process was GREAT!

Leonela G.

Verified Customer
5.0

Chris was very easy to work with. He was very helpful with every step of the way and was always supportive .

Hope R.

Verified Customer
5.0

Taylor Weiner and his team were very professional, and helpful in every step of the way, of this very extremely stressful process. I would hightly recommend using them for any or all of your loan needs.

Susie L.

Verified Customer
5.0

buying for the first time, we had a ton of questions, Kristen was available constantly, answering our questions fully and ensuring we were getting the best deal possible. She was professional, friendly, encouraging. It was an absolute pleasure working with her!

Connor M.

Verified Customer
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