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5.0
3,100+ reviews
4.9
2,600+ reviews
4.9
9,600+ reviews
4.9
4,300+ reviews
4.9
43,900+ reviews
"Quick and simple."
50,000+ Five-Star Reviews

Only at Lower

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Buy a Home From Your Phone

It's a mortgage application without that "mortgage application" feel.

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Even on Weekends

Text, call, or email your loan advisor 7 days a week. Day or night, on your schedule.

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Refreshingly Real

We use all of our creative might to build the best loan, at the best price, just for you.

And refinance for free.
For life.*

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No lending fees

Buy or refinance once and pay absolutely no lending fees again—that’s $1,500+ savings every time.

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Worry free

Buy now or refinance now and know you can lower your rate later with peace of mind.

Don't take our word for it.

Over 50,000 five star reviews and counting

5.0
Bankrate Logo
3,100+ reviews
4.9
Trustpilot Logo
2,600+ reviews
4.9
Google Logo
4,300+ reviews
4.9
Experience Logo
43,900+ reviews
5.0

Luis is an amazing Loan Officer, kind and respectful as well as Sharp at his Job, great person all around!

Ricardo G.

Verified Customer
5.0

Solid communication

Alex B.

Verified Customer
5.0

We thoroughly enjoyed working with Kent and the whole team . They certainly were professional and very knowledgeable and made our experience seamless

Jo L.

Verified Customer
5.0

Our team was the greatest. Nick went above and beyond from start to finish. We couldn't be happier with our first home.

Caringcommunity T.

Verified Customer
5.0

Tawna is amazing to work with. She communicates consistently, problem solves and is ready to close on time. I love working with her and refer her all the time. She has great programs for first time home buyers and knows her stuff!! I love her creativity to get the job done.

Lanae D.

Verified Customer
5.0

He was very open and honest about our options and made our dreams a reality by helping us in this process. Answered every question very quickly(trust there was a lot haha) and was always very friendly and polite. Kept us informed and responsible every step of the way and was understanding that this was a first time experience for us. 10/10 would recommend

Genova M.

Verified Customer
5.0

She said it and it happened. We closed on the deal! Thanks again Terri!!

Linda T.

Verified Customer
5.0

Zeida and Joandy are great. They are extrremely responsive and can make the most difficult loans happen. Not only do they make magic happen, they also seem to stay on top of everyone to expedite the loan and make closings happen sooner!

Erica S.

Verified Customer
5.0

Working with Deena was an outstanding experience! Purchasing a home while living out of town could have been stressful, but Deena and the team made the entire process smooth and seamless. Their communication, professionalism, and attention to detail gave me confidence every step of the way. I would highly recommend Deena and the team to anyone looking to buy a home.

Joy A.

Verified Customer
5.0

We were with another lender for 1 year before going to Lisa. The other lender we were with ran us through the mud and hurt our credit instead of helping us fix it, at the end of the day we were told "There's no way for you to get this loan" after 1 year of being told we "totally got this" and it was going to be an easy transition . Once we got the news that broke our family's heart, I asked Lisa for a second opinion. She reviewed our paperwork, helped us repair our credit and got us right where we needed to be to purchase pur our dream home. She was always honest, never making any promises and always keeping us updated on our progress. She was always available for us, early mornings, late nights, weekends, and even when she was on her family vacation! We could not say enough good things about Lisa, she literally saved my family from having to move out of state. We could never thank her enough for the time, patience, and work that she put into this loan for us to get our home. I wouldn't reccomend anyone else to my family or closest friends.

Danyelle F.

Verified Customer
5.0

It was a pleasure working with Logan and his team the very very professional and upfront with great communication

Lavontie A.

Verified Customer
5.0

Bobby's willingness to assist, desire to keep me informed, and knowledge were all unmatched. He was thorough and willing to spend all the time needed to make sure I understood all aspects of the process. I felt very confident throughout the process and comfortable with each decision made thanks to Bobby. Highly recommend and will continue to use his servicesin services in the future.

Kevin J.

Verified Customer
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