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5.0
3,100+ reviews
4.9
2,600+ reviews
4.9
9,600+ reviews
4.9
4,300+ reviews
4.9
43,900+ reviews
"Quick and simple."
50,000+ Five-Star Reviews

Only at Lower

cashout3-min

Buy a Home From Your Phone

It's a mortgage application without that "mortgage application" feel.

home-3-min

Even on Weekends

Text, call, or email your loan advisor 7 days a week. Day or night, on your schedule.

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Refreshingly Real

We use all of our creative might to build the best loan, at the best price, just for you.

And refinance for free.
For life.*

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No lending fees

Buy or refinance once and pay absolutely no lending fees again—that’s $1,500+ savings every time.

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Worry free

Buy now or refinance now and know you can lower your rate later with peace of mind.

Don't take our word for it.

Over 50,000 five star reviews and counting

5.0
Bankrate Logo
3,100+ reviews
4.9
Trustpilot Logo
2,600+ reviews
4.9
Google Logo
4,300+ reviews
4.9
Experience Logo
43,900+ reviews
5.0

Phil was amazing to work with.

Erica K.

Verified Customer
5.0

Very helpful and informative there for you not themselves highly recommend to anyone trying to purchase a home

Isaac S.

Verified Customer
5.0

Great communication every step of the way!

B H.

Verified Customer
5.0

Simple easy process

Jaymin P.

Verified Customer
5.0

Dane and his team made it incredibly easy to get through this process! I was very stressed going into this as it was my first home purchase, but he answered all of my questions and walked through the process.

Jacob D.

Verified Customer
5.0

Communication was amazing, and you can feel that the team went above and beyond to help us through the process and we can't be more grateful!

Jaimie M.

Verified Customer
5.0

friendly, helpful, great communication

Rachelle G.

Verified Customer
5.0

Sean was a pleasure to work with and made a tricky situation seemingly easy and seamless. Highly recommend!

Kevin C.

Verified Customer
5.0

Smooth and successful

Kevin C.

Verified Customer
5.0

Vickie is extremely good at her job, she has great communication skills, and just genuinely cares about her clients. She goes above and beyond and always offers her advice. It's a long, tough process buying a home, and she makes it go a lot smo…other and less worrisome. I love working with Vickie for my loans.

Vicki W.

Verified Customer
5.0

They walked us through everything and made sure we were on schedule and getting things timely done

Michael S.

Verified Customer
5.0

As a first time homebuyer, I was really nervous and had A LOT of questions. Reily took the time to explain things to me every time I had a question and walked me through the terminology of the home buying process. Not only did he explain things… well and took the time to speak with me when needed, he made the whole process approachable and less scary. Thank you for all your help Reily!

Jessica B.

Verified Customer
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