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5.0
3,100+ reviews
4.9
2,600+ reviews
4.9
9,600+ reviews
4.9
4,300+ reviews
4.9
43,900+ reviews
"Quick and simple."
50,000+ Five-Star Reviews

Only at Lower

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Buy a Home From Your Phone

It's a mortgage application without that "mortgage application" feel.

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Even on Weekends

Text, call, or email your loan advisor 7 days a week. Day or night, on your schedule.

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Refreshingly Real

We use all of our creative might to build the best loan, at the best price, just for you.

And refinance for free.
For life.*

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No lending fees

Buy or refinance once and pay absolutely no lending fees again—that’s $1,500+ savings every time.

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Worry free

Buy now or refinance now and know you can lower your rate later with peace of mind.

Don't take our word for it.

Over 50,000 five star reviews and counting

5.0
Bankrate Logo
3,100+ reviews
4.9
Trustpilot Logo
2,600+ reviews
4.9
Google Logo
4,300+ reviews
4.9
Experience Logo
43,900+ reviews
5.0

Jill was incredible to work with throughout the entire loan process. She was knowledgeable, responsive, and made everything easy to understand from start to finish. She was able to secure assistance that covered my down payment, which saved me a significant amount of money and made purchasing my home much more affordable. Jill took the time to explain every step, answered all of my questions, and genuinely had my best interests in mind throughout the process. Her professionalism, dedication, and expertise made all the difference. I highly recommend Jill to anyone looking for a mortgage loan officer who will go above and beyond to help you secure the right loan. I couldn’t be happier with the service she provided!

Natalie M.

Verified Customer
5.0

David and his team were supportive in all areas of our transaction. Complete details were given and communication could not have been any better Making our home purchase a smooth process.

Karene R.

Verified Customer
5.0

Danelle was very accessible and help with every need effortlessly . She made a stressful experience not stressful! thank you for all you do, Bill Condron

William C.

Verified Customer
5.0

Erik and his team were great to work with. Questions were answered quickly! The whole process was easy thanks to Erik and his team.

Lesley R.

Verified Customer
5.0

Working with our mortgage lender was an outstanding experience from start to finish. He made what can often be a stressful process feel easy and manageable by keeping us informed every during the entire process

Dennie M.

Verified Customer
5.0

Graham and his team were relentless — tirelessly working through a tight timeline without ever dropping the ball. On top of that, he got me rates a 26 year old could never dream of, absolutely shredding the competition and making it a no brainer why he's so highly recommended. He made the whole process incredibly easy and was there every step of the way as a guide to help me actually accomplish my goal of becoming a homeowner. Could not have asked for a better experience.

Hope C.

Verified Customer
5.0

Edgar and his team were amazing to work with, they are prompt, curtious and efficent, if you want to close on your home, call Edgar and his team. - Rosa.

Rosa M.

Verified Customer
5.0

TJ is WONDERFUL to work with. Professional, knowledgeable and a true pleasure to work with. TJ takes the stress out of buying your next home.

Lynda M.

Verified Customer
5.0

I had the absolute best experience with AMSW Lending. They made a very stressful situation extremely easy every step of the way. I would highly recommend AMSW

Daniel W.

Verified Customer
5.0

There was a level of trust and transparancy from the beginning that made us feel comfortable throughout the process. They explained in detail everything and answered our questions anytime we had them.

Devin R.

Verified Customer
5.0

Made the process smooth and easy, gave us many options, helped us with the one that works best for us.

Jennifer E.

Verified Customer
5.0

Russell is the man. He is always there with an answer or will find out. He is honest up front and able to tell you what needs to happen and when as the process is moving forward. he and his team are spot on with helping and the knowledge they have. If you're looking for a friend to help you through the process it is Russell Carmichael. I know who I will call when i need.

Jason M.

Verified Customer
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