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5.0
3,100+ reviews
4.9
2,600+ reviews
4.9
9,600+ reviews
4.9
4,300+ reviews
4.9
43,900+ reviews
"Quick and simple."
50,000+ Five-Star Reviews

Only at Lower

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Buy a Home From Your Phone

It's a mortgage application without that "mortgage application" feel.

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Even on Weekends

Text, call, or email your loan advisor 7 days a week. Day or night, on your schedule.

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Refreshingly Real

We use all of our creative might to build the best loan, at the best price, just for you.

And refinance for free.
For life.*

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No lending fees

Buy or refinance once and pay absolutely no lending fees again—that’s $1,500+ savings every time.

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Worry free

Buy now or refinance now and know you can lower your rate later with peace of mind.

Don't take our word for it.

Over 50,000 five star reviews and counting

5.0
Bankrate Logo
3,100+ reviews
4.9
Trustpilot Logo
2,600+ reviews
4.9
Google Logo
4,300+ reviews
4.9
Experience Logo
43,900+ reviews
5.0

I’ve truly enjoyed working with Russell! He is knowledgeable, kind, calm, and just genuinely a great person to work with. Real estate transactions can have a lot of moving parts, and I really appreciate having a lender who communicates well, st…ays steady throughout the process, and truly cares about the people he’s helping. Russell is always helpful and easy to work with, and I’m thankful to have him as someone I can trust to take great care of our clients.

Melinda B.

Verified Customer
5.0

John was communicative, informative and honest. He responed quickly, and entertained all of my questions with patience and expertise. When I shopped for a quote, John beat the big-box lenders numerically, and with integrity. He made my first ho…mebuying experience as easy as it could be.

Michael D.

Verified Customer
5.0

Fred was an excellent communicator. He kept us informed and helped with any question or issue that faced us promptly with a kindness and understanding.

Stanley E.

Verified Customer
5.0

Her attention to detail about the loan process and making sure I understand everything about the loan

Keith C.

Verified Customer
5.0

Everything was so smooth and rapid

Jose A.

Verified Customer
5.0

We were with another lender for 1 year before going to Lisa. The other lender we were with ran us through the mud and hurt our credit instead of helping us fix it, at the end of the day we were told "There's… no way for you to get this loan" after 1 year of being told we "totally got this" and it was going to be an easy transition . Once we got the news that broke our family's heart, I asked Lisa for a second opinion. She reviewed our paperwork, helped us repair our credit and got us right where we needed to be to purchase pur our dream home. She was always honest, never making any promises and always keeping us updated on our progress. She was always available for us, early mornings, late nights, weekends, and even when she was on her family vacation! We could not say enough good things about Lisa, she literally saved my family from having to move out of state. We could never thank her enough for the time, patience, and work that she put into this loan for us to get our home. I wouldn't reccomend anyone else to my family or closest friends.

Danyelle F.

Verified Customer
5.0

Dante was in constant communication with us throughout the whole process. he was helpful, attentive, and very uplifting with every conversation and every interaction

Shane H.

Verified Customer
5.0

Patrick was cool and level headed throughout the entire process. Other mortgage brokers we looked into were not vary informative, an communication was almost non existent. That was not the case with Patrick and his team! They were there to help… though out every step of the process..couldn't recommend them more!!

Blake H.

Verified Customer
5.0

Great communication throughout the entire process.

Mark A.

Verified Customer
5.0

we were so lucky to work with Alan. we are first time home buyers and Alan walked us through each step of the process and made it easy .

Rudolph B.

Verified Customer
5.0

Dante answered ever question we has and explained thing to us very well. We are very thankful to have worked with him and will tell everyone we know about our experience and recommend him with no hesitation.

Nathan D.

Verified Customer
5.0

EXCELLENT PERSON TO WORK WITH AND VERY HELPFULL, MADE A STRESSFUL SITUATION GO VERY EASY.

Vincent H.

Verified Customer
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