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5.0
3,100+ reviews
4.9
2,600+ reviews
4.9
9,600+ reviews
4.9
4,300+ reviews
4.9
43,900+ reviews
"Quick and simple."
50,000+ Five-Star Reviews

Only at Lower

cashout3-min

Buy a Home From Your Phone

It's a mortgage application without that "mortgage application" feel.

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Even on Weekends

Text, call, or email your loan advisor 7 days a week. Day or night, on your schedule.

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Refreshingly Real

We use all of our creative might to build the best loan, at the best price, just for you.

And refinance for free.
For life.*

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No lending fees

Buy or refinance once and pay absolutely no lending fees again—that’s $1,500+ savings every time.

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Worry free

Buy now or refinance now and know you can lower your rate later with peace of mind.

Don't take our word for it.

Over 50,000 five star reviews and counting

5.0
Bankrate Logo
3,100+ reviews
4.9
Trustpilot Logo
2,600+ reviews
4.9
Google Logo
4,300+ reviews
4.9
Experience Logo
43,900+ reviews
5.0

Easy to work with. Responsive and takes input!

Ryan A.

Verified Customer
5.0

Casey is always great to work with!

Douglas M.

Verified Customer
5.0

Her dedication and openness with every step of the process.

Nicholas J.

Verified Customer
5.0

Jimmy made everything smooth and easy and helped us along the way with everything. it was a very stress free experience and that is all I ask when closing on a property. He made it great for us!

Lisa K.

Verified Customer
5.0

It being done and over with

Timothy H.

Verified Customer
5.0

Steve, Mark, and Ashley are a great team! Buying a home can be a daunting process, but Steve and his crew kept us updated every step of the way. Always a pleasure to work with this great group of folks! I would highly recommend them to anybody… looking for a mortgage.

Gregory T.

Verified Customer
5.0

Jeff was amazing made me feel like he had my best interest at heart.

Austin A.

Verified Customer
5.0

Patrick made the experience easy as possible and gave excellent advice.

Pedro P.

Verified Customer
5.0

How efficient everything was

Roger B.

Verified Customer
5.0

Taylor and his team communicate clearly, are very responsive and have always provided the needed support to ensure smooth transactions. I highly recommend Lower Mortgage, LLC.

Cavallam N.

Verified Customer
5.0

Mrs. Donna is just the best, we like like we can trust in the information we recieve and the guildence given. We appreciate everything she has done to help us through the real estate finace jungle! Henry and Jodi Jameson

Henry J.

Verified Customer
5.0

You are AMAZING!!! Thank you for going above and beyond to help me by my very first house by myself during such a difficult time of my life!!! I really appreciate everything you did for me!

Payal H.

Verified Customer
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