License Information

Conducts business as “Lower.com,LLC” in Kentucky, Oklahoma, and Washington in lieu of Lower, LLC. Conducts business as “Lowerdotcom,LLC” in Montana in lieu of Lower, LLC.

License #
License
State Agency
Phone
Website
License #

21781

License

Alabama Consumer Credit License

State Agency

State Banking Department

Phone

334-242-3452

License #

AK1124061

License

Alaska Mortgage Broker/Lender License

State Agency

Division of Banking & Securities

Phone

907-465-2521

License #

1000936

License

Arizona Mortgage Banker License

State Agency

Department of Financial Institutions

Phone

602-771-2800

License #

1001610

License

Arizona Mortgage Banker License - Other Trade Name #1

State Agency

Department of Financial Institutions

Phone

602-771-2800

License #

115926

License

Arkansas Combination Mortgage Banker-Broker-Servicer License

State Agency

Arkansas Securities Department

Phone

800-981-4429

License #

60DBO-32973

License

California - DFPI Financing Law License

State Agency

Dept. of Fin. Protection and Innovation (DFPI)

Phone

866-ASK-CORP

License #

License

Colorado Mortgage Company Registration

State Agency

Dept. of Regulatory Agencies

Phone

303-894-2166

License #

ML-1124061

License

Connecticut Mortgage Lender License

State Agency

Department of Banking

Phone

800-831-7225

License #

17812

License

Delaware Lender License

State Agency

Office of the State Bank Commissioner

Phone

302-739-4235

License #

MLB1124061

License

District of Columbia Mortgage Dual Authority License

State Agency

Dept. of Ins., Sec. and Banking Bureau

Phone

202-727-8000

License #

MLD1040

License

Florida Mortgage Lender License

State Agency

Office of Financial Regulation

Phone

850-410-9895

License #

MLD1436

License

Florida Mortgage Lender Servicer License

State Agency

Office of Financial Regulation

Phone

850-410-9895

License #

40605

License

Georgia Mortgage Lender License/Registration

State Agency

Dept. of Banking and Finance

Phone

770-986-1633

License #

MBL-2081124061

License

Idaho Mortgage Broker/Lender License

State Agency

Department of Finance

Phone

208-332-8000

License #

MB.6761019

License

Illinois Residential Mortgage License

State Agency

Dept. of Fin. and Prof. Regulation

Phone

800-532-8785

License #

23274

License

Indiana-DFI Mortgage Lending License

State Agency

Dept. of Fin. Inst.

Phone

317-232-3955

License #

2018-0175

License

Iowa Mortgage Banker License

State Agency

Iowa Division of Banking

Phone

515-281-4014

License #

2019-0019

License

Iowa Mortgage Banker License - Other Trade Name #2

State Agency

Iowa Division of Banking

Phone

515-281-4014

License #

2020-0005

License

Iowa Mortgage Banker License - Other Trade Name #3

State Agency

Iowa Division of Banking

Phone

515-281-4014

License #

MC.0025541

License

Kansas Mortgage Company License

State Agency

Office of the State Bank Commissioner

Phone

785-296-2266

License #

MC327236

License

Kentucky Mortgage Company License

State Agency

Dept. of Fin. Inst.

Phone

800-223-2579

License #

License

Louisiana Residential Mortgage Lending License

State Agency

Office of Fin. Inst. — Non-Depository

Phone

225-925-4660

License #

1124061

License

Maine Supervised Lender License

State Agency

Bureau of Consumer Credit Protection

Phone

207-624-8527

License #

1124061

License

Maryland Mortgage Lender License

State Agency

Office of the Comm. of Fin. Reg.

Phone

888-784-0136

License #

MC1124061

License

Massachusetts Mortgage Broker License

State Agency

Division of Banks

Phone

617-956-1500

License #

MC1124061

License

Massachusetts Mortgage Broker License Other Trade Name #1

State Agency

Division of Banks

Phone

617-956-1500

License #

MC1124061

License

Massachusetts Mortgage Lender License

State Agency

Division of Banks

Phone

617-956-1500

License #

MC1124061

License

Massachusetts Mortgage Lender License Other Trade Name #1

State Agency

Division of Banks

Phone

617-956-1500

License #

LS1124061

License

Massachusetts Third Party Loan Servicer Registration

State Agency

Division of Banks

Phone

617-956-1500

License #

FR0021402

License

Michigan 1st Mortgage Broker/Lender/Servicer Registrant

State Agency

Department of Insurance and Financial Services

Phone

877-999-6442

License #

SR0021403

License

Michigan 2nd Mortgage Broker/Lender/Servicer Registrant

State Agency

Department of Insurance and Financial Services

Phone

877-999-6442

License #

MN-MO-1124061

License

Minnesota Residential Mortgage Originator License

State Agency

Department of Commerce

Phone

651-539-1600

License #

MN-MO-1124061.1

License

Minnesota Residential Mortgage Originator License Other Trade Name #1

State Agency

Department of Commerce

Phone

651-539-1600

License #

1124061

License

Mississippi Mortgage Lender License

State Agency

Dept. of Banking and Con. Finance

Phone

800-844-2499

License #

19-2440

License

Missouri Company License

State Agency

Division of Finance

Phone

573-751-3242

License #

1124061

License

Montana Mortgage Broker License

State Agency

Division of Banking and Financial Institutions

Phone

406-841-2920

License #

1124061

License

Montana Mortgage Lender License

State Agency

Division of Banking and Financial Institutions

Phone

406-841-2920

License #

1124061

License

Montana Mortgage Servicer License

State Agency

Division of Banking and Financial Institutions

Phone

406-841-2920

License #

License

Nebraska Mortgage Banker License

State Agency

Department of Banking and Finance

Phone

402-471-2171

License #

License

Nebraska Mortgage Banker License - Other Trade Name #3

State Agency

Department of Banking and Finance

Phone

402-471-2171

License #

License

Nebraska Mortgage Banker License - Other Trade Name #4

State Agency

Department of Banking and Finance

Phone

402-471-2171

License #

5477

License

Nevada Mortgage Company License

State Agency

Division of Mortgage Lending

Phone

775-684-7060

License #

23544-MB

License

New Hampshire Mortgage Banker License

State Agency

Banking Department

Phone

603-271-3561

License #

License

New Jersey RMLA-Licensed Mortgage Servicer Registration

State Agency

Dept. of Banking and Insurance

Phone

609-292-7272

License #

License

New Jersey Residential Mortgage Lender License

State Agency

Dept. of Banking and Insurance

Phone

609-292-7272

License #

License

New Mexico Mortgage Loan Company License

State Agency

Financial Institutions Division

Phone

505-476-4500

License #

L-159832

License

North Carolina Mortgage Lender License

State Agency

Commissioner of Banks

Phone

919-733-3016

License #

RM-284

License

North Carolina Reverse Mortgage Lender License

State Agency

Commissioner of Banks

Phone

919-733-3016

License #

MB103565

License

North Dakota Money Broker License

State Agency

Dept. of Fin. Inst. - Consumer Division

Phone

701-328-9933

License #

ML104525

License

North Dakota Residential Mortgage Lender

State Agency

Dept. of Fin. Inst. - Consumer Division

Phone

701-328-9933

License #

MS104872

License

North Dakota Residential Mortgage Loan Servicer

State Agency

Dept. of Fin. Inst. - Consumer Division

Phone

701-328-9933

License #

RM.804155.000

License

Ohio Residential Mortgage Lending Act Certificate of Registration

State Agency

Division of Financial Inst.

Phone

614-728-8400

License #

LNR16728

License

Oklahoma Lender Name Registration Other Trade Name #3

State Agency

Department of Consumer Credit Licensing

Phone

405-521-3653

License #

ML012073

License

Oklahoma Mortgage Lender License

State Agency

Department of Consumer Credit Licensing

Phone

405-521-3653

License #

ML012105

License

Oklahoma Mortgage Lender License - Other Trade Name #1

State Agency

Department of Consumer Credit Licensing

Phone

405-521-3653

License #

ML014289

License

Oklahoma Mortgage Lender License - Other Trade Name #2

State Agency

Department of Consumer Credit Licensing

Phone

405-521-3653

License #

ML-5722

License

Oregon Mortgage Lending License

State Agency

Division of Financial Regulation

Phone

866-814-9710

License #

MS-175

License

Oregon Mortgage Servicer License

State Agency

Division of Financial Regulation

Phone

866-814-9710

License #

44758

License

Pennsylvania Mortgage Lender License

State Agency

Dept. of Banking and Sec.

Phone

717-787-2665

License #

68865

License

Pennsylvania Mortgage Servicer License

State Agency

Dept. of Banking and Sec.

Phone

717-787-2665

License #

20234687LL

License

Rhode Island Lender License

State Agency

Department of Business Regulation

Phone

401-462-9503

License #

20234688LB

License

Rhode Island Loan Broker License

State Agency

Department of Business Regulation

Phone

401-462-9503

License #

MLS - 1124061

License

South Carolina-BFI Mortgage Lender / Servicer License

State Agency

Board of Fin. Inst.

Phone

803-734-2020

License #

MLS - 1124061 OTN #1

License

South Carolina-BFI Mortgage Lender/Servicer License - Other Trade Name #1

State Agency

Board of Fin. Inst.

Phone

803-734-2020

License #

MLS - 1124061 OTN #2

License

South Carolina-BFI Mortgage Lender/Servicer License - Other Trade Name #2

State Agency

Board of Fin. Inst.

Phone

803-734-2020

License #

MLS - 1124061

License

South Carolina-BFI Mortgage Lender/Servicer License - Other Trade Name #3

State Agency

Board of Fin. Inst.

Phone

803-734-2020

License #

MLS - 1124061 OTN #4

License

South Carolina-BFI Mortgage Lender/Servicer License - Other Trade Name #4

State Agency

Board of Fin. Inst.

Phone

803-734-2020

License #

MLS - 1124061 OTN #5

License

South Carolina-BFI Mortgage Lender/Servicer License - Other Trade Name #5

State Agency

Board of Fin. Inst.

Phone

803-734-2020

License #

#1124061.ML

License

South Dakota Mortgage Lender License

State Agency

South Dakota Dept. of Labor and Regulation

Phone

(605) 773-3421

License #

123131

License

Tennessee Mortgage License

State Agency

Dept. of Fin. Inst.

Phone

615-741-2236

License #

License

Texas - SML Mortgage Banker Registration

State Agency

Dept. of Savings and Mort. Lending

Phone

877-276-5550

License #

License

Utah-DFI Consumer Credit Notification

State Agency

Department of Financial Institutions

Phone

801-538-8834

License #

1124061

License

Utah-DFI Residential First Mortgage Notification

State Agency

Department of Financial Institutions

Phone

801-538-8834

License #

11125241

License

Utah-DRE Mortgage Entity License

State Agency

Division of Real Estate

Phone

801-530-6747

License #

11451660

License

Utah-DRE Mortgage Entity License - Other Trade Name #1

State Agency

Division of Real Estate

Phone

801-530-6747

License #

MC-5805

License

Virginia Broker License

State Agency

Bureau of Fin. Inst.

Phone

804-371-9657

License #

MC-5805

License

Virginia Lender License

State Agency

Bureau of Fin. Inst.

Phone

804-371-9657

License #

CL-1124061

License

Washington Consumer Loan Company License

State Agency

Division of Consumer Services

Phone

360-902-8703

License #

MB-1124061

License

West Virginia Mortgage Broker License

State Agency

Division of Fin. Inst.

Phone

304-558-2294

License #

ML-33376

License

West Virginia Mortgage Lender License

State Agency

Division of Fin. Inst.

Phone

304-558-2294

License #

1124061BA

License

Wisconsin Mortgage Banker License

State Agency

Department of Financial Institutions

Phone

608-261-7578

License #

1124061BR

License

Wisconsin Mortgage Broker License

State Agency

Department of Financial Institutions

Phone

608-261-7578

License #

CL-4656

License

Wyoming Consumer Lender License

State Agency

Wyoming Division of Banking

Phone

(307) 777 7797

License #

4678

License

Wyoming Mortgage Lender/Broker License

State Agency

Wyoming Division of Banking

Phone

(307) 777 7797