My Why - Every individual should have the chance to realize their dream of owning a home and experiencing the pride and sense of purpose that comes with it. My passion lies in supporting people on their journey to homeownership. I take pleasure in educating them about the process, helping improve their financial stability, and encouraging perseverance when faced with challenges. Homeownership symbolizes stability, independence, and the freedom to achieve one's dreams, and I genuinely revel in celebrating the success of others in this significant milestone. I am a specialist in first time home buyers, down payment assistance programs, FHA, USDA and Conventional loan programs. I am a certified VA lending specialist to ensure our Veterans get everything they are entitled to. Who Am I - I have been married to my best friend and life partner for 28 years - can't wait for the next 28 years with him! My "Zoo" - 2 dogs and 3 cats. Love home improvement shows - how do you think I chose my wall and floor colors in my own home? My Core Values - Honesty, Communication and Compassion.