Hi, I’m Shay Morton with Lower Local, your trusted partner for personalized lending solutions nationwide. At Lower, we’re dedicated to helping veterans, individuals and families across the country achieve their financial goals. Whether you’re buying your first home, refinancing an existing mortgage, or exploring options for a second home or investment property, my team and I are here to guide you every step of the way. With over 16 years of experience in banking, I understand that no two financial journeys are the same. That’s why we offer tailored solutions designed to meet your unique needs, backed by competitive rates, flexible terms, and a commitment to transparency. At Lower, we’re more than just lenders—we’re advocates, working together with you to build a brighter financial future. I’m looking to connect with anyone curious about the steps to homeownership, especially those considering second homes or seeking pre-approval guidance. Supporting us is as easy as following our social media pages and sharing with your network—because sometimes, people don’t realize what’s possible until they see it for themselves! I’m Shay Morton with Lower, where we believe everyone deserves the opportunity to make homeownership a reality. Let’s achieve your dreams together—one loan at a time.