Buy a Home
Learn About Buying A Home
Ready to buy your dream home?

Our process is simple and hassle-free. Let’s make homeownership a reality.

Bolt Icon
Apply Now
Lower My Rate
Rate-Term Refinance
Learn About Refinancing
Looking to refinance?

Simplify the process and save with competitive rates tailored to your goals.

Bolt Icon
Apply Now
Use My Home's Equity
HELOC
Home Equity Loan
Cash-Out-Refinance
Learn About Using Home Equity
Ready to tap into your home's equity?

Access funds for renovations, debt consolidation, or big goals with ease.

Bolt Icon
Apply Now
All Loan Options
Conventional Loan
Adjustable-Rate Mortgage
Home Improvement Loan
Debt Consolidation Loan
Jumbo Loan
VA Loan
FHA Loan
Home Equity Loan
Ready to apply for your loan?

We connect you with the right loan to bring homeownership within reach.

Bolt Icon
Apply Now
Learning Center
Homebuying Resources
Refinancing Resources
Home Equity Resources
Industry News
Ready to see your loan options?

We offer expert guidance every step of the way.

Bolt Icon
Apply Now
Loan Officers
Loan Officer Directory
Team Directory
Branch Locations
Search By State
We're here to help.

We are just around the corner and have the local market expertise to help you on your homebuying journey.

Bolt Icon
Apply Now
Get started
Apply
Menu IconClose Icon
Menu IconClose Icon
Back To Loan Officer Directory

John Hendriksen

Loan Officer
|
NMLS ID#
2226011
Apply Now

Contact

About

John

I enjoy listening to my clients about their overall needs and goals they are looking to accomplish. After listening to them I will come up with solutions to help them achieve these lifetime goals. The best way I feel to accomplish this is not to just look at you as just a loan number, but as someone that I want to build a lifetime partnership with. I will always be available and want you to ask the tough questions so you never feel anxious. The support team and I are looking to provide the most enjoyable experience during the process of your purchase or refinance of your home.
I am licensed in:
AZ
,
FL
,
GA
,
IL
,
IN
,
MI
,
TX
,
WI
,

Here's what my customers are saying.

Leave A Review
We just refinanced our mortgage with Team Hochberg, and they were great - extremely responsive, knowledgable, detail oriented, and professional. The entire process was smooth and very fast. Also, David, John, and their entire team were friendly and a pleasure to work with! We highly recommend them! —Emily C.
Find Your Ideal Payment

Mortgage Calculator

Your Estimated Monthly Payment
(Principal & Interest Only)

$429.46

Purchase Price
$
350,000
Down Payment
20
%
Interest Rate
6.5
%
Select Your Loan Term:
This is some text inside of a div block.
Down Payment
value
%
Interest Rate
value
%
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
*Rates and estimated payments are based on hypothetical scenarios and are only to be considered for illustrative purposes. Rates are principal and interest only and do not include taxes, insurance or homeowners dues. Rates vary and not everyone will qualify for the same rate. Rates are subject to change at anytime.

Homebuying Resources

All Homebuying Resources
Garage interior with workshop tools hanging on wall.

Buying a House for the Garage: The Shift From Renting to Owning with Chris K.

min read
Read More
rural landscape with street dividing home plots with greenery, trees, and smaller homes on both sides

Everything You Need to Know About Homestead Exemptions

5
min read
Man in studio with text reading "Here are three things that you need to do"

Trigger Leads: 3 Things to Do Before You Apply for Any Loan

2
min read
Home

How Much House Can I Afford? 5 Practical Steps to Determine Your Home Buying Budget

8
min read
All Homebuying Resources
Been here before?
Log in
Buy a home.Refinance.HELOC.
Ready to get started?
Apply today
Products
Buy A Home
Lower My Rate
Access My Equity
Free Refi for Life
Tools
Make a Payment
Secure Upload
HELOC Calculator
About
Learning Center
Careers
News
Support
FAQs
Support Team
Connect
Instagram
Facebook
LinkedIn
Zillow
LicenseNMLSPrivacy PolicyCalifornia Privacy PolicyTerms of UseLender FeesDisclaimersSMS Terms and ConditionsSMS Privacy PolicyMA BorrowersTexas Consumer Complaint

All loans are subject to underwriting or investor approval.  Some restrictions may apply.  This is not an offer of credit or a commitment to lend.  Guidelines and products subject to change. Rates and terms may vary depending upon risk analysis, collateral, and other factors.  Call 844-645-6937 for details and qualifying information.

© 2025 Lower, LLC | NMLS#1124061 | www.nmlsconsumeraccess.com | 2021 Lower Holding Co.  Lower is a family of Companies.  Conducts business as Lower.com, LLC in 38 States.  Arizona, Arkansas, California, Connecticut, Delaware, District of Columbia, Florida, Idaho, Iowa, Kansas, Kentucky, Louisiana, Maine, Massachusetts. Minnesota, Mississippi, Missouri, Montana (Lowerdotcom, LLC), Nebraska, New Hampshire, New Jersey, New Mexico, North Carolina, North Dakota, Ohio, Oklahoma (Lower Mortgage, LLC), Oregon, Pennsylvania, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, Washington, West Virginia, Wisconsin, and Wyoming.

‍

Equal Housing Lender Icon
 EQUAL HOUSING OPPORTUNITY
NMLS ID #1124061
Copyright © 2024  Lower, LLC. All rights reserved.
nmlsconsumeraccess.org