Our process is simple and hassle-free. Let’s make homeownership a reality.
Simplify the process and save with competitive rates tailored to your goals.
Access funds for renovations, debt consolidation, or big goals with ease.
We connect you with the right loan to bring homeownership within reach.
*Offer applicable to all first mortgage refinances and purchases. To claim the offer, all disclosures must be signed and documents uploaded within 24 hours of disclosure. One free appraisal up to $600 per transaction. If borrower chooses to back out of loan offer after appraisal is ordered, borrower will be charged the full cost of the appraisal. Borrower must cover any appraisal costs over $600. If mortgage guidelines require more than one appraisal, borrower must pay for second appraisal. Offer does not apply to reinspection costs, if required. Terms and conditions are subject to change without notice.
This is not a commitment to lend. All loans are subject to credit and underwriting approval. Any fees paid upfront by borrower(s) may not be reimbursed or credited if the loan does not close. If an Appraisal is not required, a Lender Credit is applied toward closing costs. Borrower responsible for all other closing costs. The $600 lender credit is not available for Interim Construction Financing or Reverse Mortgages. Not to be combined with any other Lower promotions, offers, or incentives. Not available on Bond loans, Down Payment Assistance programs, Jumbo, ARMs or any Non-QM brokered programs. All loans are subject to credit and property approval. Not a commitment to lend. Offer only valid at the Direct-to-Consumer Division, 7775 Walton Parkway, 4th floor, New Albany, OH 43054, NMLS #1168557.