Access funds for renovations, debt consolidation, or big goals with ease.
Our process is simple and hassle-free. Let’s make homeownership a reality.
Simplify the process and save with competitive rates tailored to your goals.
We connect you with the right loan to bring homeownership within reach.
You tell us about your home. We find the best coverage with the lowest price. Now, and every year.
Get your home covered and get the best deal—all in an instant. Just enter your details and we’ll search dozens of well-known carriers, like Progressive and Travelers, to find the best offer for you.
A custom insurance plan built for your life and everything in it. From the cozy bungalow, to the three-bed, two-bath with a pool.
Insure with Lower once, and we’ll keep searching for better deals every year. If we find one better, switching and saving is simple. Just say “yes” and we’ll handle the rest.
Advertised offers are not guaranteed if you do not continue to meet Lower’s criteria and other factors bearing on your creditworthiness. Rates will vary depending on your loan term, loan type, credit profile & score, down payment, qualifying ratios, and property collateral. Monthly payments do not include property taxes, property insurance, and homeowners’ association dues. Since costs can vary based on a loan program, closing costs are not shown in examples. To qualify for a mortgage, borrowers must be U.S. citizens or permanent residents, and meet Lower’s underwriting and Investor requirements. Interest rate examples are as of 03/17/2025. All loans are subject to underwriting or investor approval. Other restrictions may apply. This is not an offer of credit or a commitment to lend. Rate subject to change depending on time of lock.
© 2025 Lower, LLC | NMLS#1124061 | www.nmlsconsumeraccess.com | 2021 Lower Holding Co. Lower is a family of Companies. Conducts business as Lower.com, LLC in 38 States. Arizona, Arkansas, California, Connecticut, Delaware, District of Columbia, Florida, Idaho, Iowa, Kansas, Kentucky, Louisiana, Maine, Massachusetts. Minnesota, Mississippi, Missouri, Montana (Lowerdotcom, LLC), Nebraska, New Hampshire, New Jersey, New Mexico, North Carolina, North Dakota, Ohio, Oklahoma (Lower Mortgage, LLC), Oregon, Pennsylvania, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, Washington, West Virginia, Wisconsin, and Wyoming.
All insurance products advertised on Lower.com are underwritten by insurance carriers. Quotes: Quotes are presented based on calculated monthly payment and coverage amounts. Quotes provided do not guarantee or bind you coverage and may not reflect discounts or coverages that apply to your insurance needs. Additional products, features and discounts may be available. Quotes provided are an estimate and are subject to additional underwriting criteria. Your quotes may also be subject to change if your circumstances are different than the information provided, and/or any information you provided is inaccurate or incomplete. Coverage: Coverage is available in the event of a covered loss. Exclusions may apply. Not available in all states. Savings: Based on savings reported by actual customers who purchased a new Lower policy between June 2020–October 2020; changes in coverage levels not evaluated.
Lower may receive compensation from an insurer in connection with your engagement with the website and/or the sale of insurance to you. All decisions regarding any insurance products, including approval for coverage, premium, commissions and fees, will be made solely by the insurer underwriting the insurance under the insurer's then-current criteria. All insurance products are governed by the terms, conditions, limitations and exclusions set forth in the applicable insurance policy. Any information on the Site does not in any way alter, supplement, or amend the terms, conditions, limitations or exclusions of the applicable insurance policy and is intended only as a brief summary of such insurance product. Policy obligations are the sole responsibility of the issuing insurance carrier.
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