Miranda Kelley
Branch Manager
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NMLS ID# 2095187
Contact
Tuesday: 9am – 5pm
Wednesday: 9am – 5pm
Thursday: 9am – 5pm
Friday: 9am – 5pm
About Miranda
Miranda Kelley is a Branch Manager based in Oxford, Alabama, with Team ACOPIA, supporting clients through the residential mortgage lending process. She is focused on delivering a high level of service built on clear communication, transparency, and consistent availability throughout the home financing journey. Miranda works closely with borrowers to help educate them on the mortgage process and guide them toward solutions that align with their financial goals. Her approach emphasizes teamwork, client support, and creating a smooth, positive experience from application through closing, with a commitment to helping make each step of the loan process as straightforward as possible.
I am licensed in: GA, AL
Miranda was so amazing and helpful and she explained everything so well, this was definitely a long and difficult journey but I'm so grateful have miranda working with us
Jonah S.
Verified Customer
November 3, 2026
Miranda was so amazing and helpful and she explained everything so well, this was definitely a long and difficult journey but I'm so grateful have miranda working with us
Jonah S.
Verified Customer
November 3, 2026
I had a great experience working with Miranda she always made sure to answer all my questions and explmined things and made it clear. She also was really good about communicating and staying in touch.
Jacob W.
Verified Customer
November 1, 2026
She is very helpful, sincere, sacrifice times, energetic to get over the buying house processing I love this woman to help me to get the house , which you never disappoint if you allow her to help you out for house buyer process.
Ponsopa M.
Verified Customer
October 10, 2026
Excellent people to work with especially Miranda! She was very helpful and quick with the closing process. Would highly recommend working with them!
Tyler L.
Verified Customer
October 5, 2026
The entire team was fantastic!!!
Samantha D.
Verified Customer
September 29, 2026
I will never do business with anyone else but Miranda great experience.
Kayla B.
Verified Customer
September 29, 2026
How much house
can I afford?
Fine-tune your payment based on interest, rates, term, and down payment.
Est. Monthly Payment
(P&I, Taxes & Insurance)
Est. Affordable Purchase Price
$1,814.04Rates and estimated payments are based on hypothetical scenarios and are only to be considered for illustrative purposes. Includes estimates for taxes (~1.1% annually), homeowners insurance (~0.5% annually), and PMI (~0.85% annually when down payment is below 20%). Does not include HOA fees. Rates vary and not everyone will qualify for the same rate. Rates are subject to change at anytime.
