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Miranda

Miranda Kelley

Branch Manager

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NMLS ID# 2095187

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About Miranda

Miranda Kelley is a Branch Manager based in Oxford, Alabama, with Team ACOPIA, supporting clients through the residential mortgage lending process. She is focused on delivering a high level of service built on clear communication, transparency, and consistent availability throughout the home financing journey. Miranda works closely with borrowers to help educate them on the mortgage process and guide them toward solutions that align with their financial goals. Her approach emphasizes teamwork, client support, and creating a smooth, positive experience from application through closing, with a commitment to helping make each step of the loan process as straightforward as possible.

I am licensed in: GA, AL

What Others are Saying

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Miranda was extra ordinary. Great communication, empathy and friendliness. It felt like i was working with a friend. - Motunrayo S.

My experience with Miranda was very professional and courteous. I felt like she went above and beyond to get my mortgage approval and get me and my girls in our new home. - Donnie S.

Miranda was awesome the whole time. Kept us updated on everything and explained everything to us very well. Highly recommend. - Brianna W.

How much house
can I afford?

Fine-tune your payment based on interest, rates, term, and down payment.

Est. Monthly Payment
(P&I, Taxes & Insurance)

$1,814.04
Loan Term

Rates and estimated payments are based on hypothetical scenarios and are only to be considered for illustrative purposes. Includes estimates for taxes (~1.1% annually), homeowners insurance (~0.5% annually), and PMI (~0.85% annually when down payment is below 20%). Does not include HOA fees. Rates vary and not everyone will qualify for the same rate. Rates are subject to change at anytime.

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