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Miranda

Miranda Kelley

Branch Manager

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NMLS ID# 2095187

Contact
Mobile: (256) 453-2479
Office: (256) 900-2166
Monday: 9am – 5pm
Tuesday: 9am – 5pm
Wednesday: 9am – 5pm
Thursday: 9am – 5pm
Friday: 9am – 5pm

About Miranda

Miranda Kelley is a Branch Manager based in Oxford, Alabama, with Team ACOPIA, supporting clients through the residential mortgage lending process. She is focused on delivering a high level of service built on clear communication, transparency, and consistent availability throughout the home financing journey. Miranda works closely with borrowers to help educate them on the mortgage process and guide them toward solutions that align with their financial goals. Her approach emphasizes teamwork, client support, and creating a smooth, positive experience from application through closing, with a commitment to helping make each step of the loan process as straightforward as possible.

I am licensed in: GA, AL

How much house
can I afford?

Fine-tune your payment based on interest, rates, term, and down payment.

Est. Monthly Payment
(P&I, Taxes & Insurance)

$1,814.04
Loan Term

Rates and estimated payments are based on hypothetical scenarios and are only to be considered for illustrative purposes. Includes estimates for taxes (~1.1% annually), homeowners insurance (~0.5% annually), and PMI (~0.85% annually when down payment is below 20%). Does not include HOA fees. Rates vary and not everyone will qualify for the same rate. Rates are subject to change at anytime.


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