Miranda Kelley
Branch Manager
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NMLS ID# 2095187
Contact
Tuesday: 9am – 5pm
Wednesday: 9am – 5pm
Thursday: 9am – 5pm
Friday: 9am – 5pm
About Miranda
Miranda Kelley is a Branch Manager based in Oxford, Alabama, with Team ACOPIA, supporting clients through the residential mortgage lending process. She is focused on delivering a high level of service built on clear communication, transparency, and consistent availability throughout the home financing journey. Miranda works closely with borrowers to help educate them on the mortgage process and guide them toward solutions that align with their financial goals. Her approach emphasizes teamwork, client support, and creating a smooth, positive experience from application through closing, with a commitment to helping make each step of the loan process as straightforward as possible.
I am licensed in: GA, AL
Thank you Miranda & Your Team y’all are the Best
Zanchez W.
Verified Customer
July 5, 2026
Miranda and her team were amazing. They communicated through the entire process. I highly recommend.
Sekiyah
Verified Customer
June 29, 2026
Miranda's knowledge and her professionalism made this a smooth proccess. Her availibilty was also a bonas to any and all questions we had and her demeanor in general was pleasant at all times.
Laura M.
Verified Customer
July 1, 2026
Communication
Sekiyah J.
Verified Customer
June 29, 2026
Karina M.
Verified Customer
April 1, 2026
Austin M.
Verified Customer
June 22, 2026
Roger F.
Verified Customer
June 6, 2026
How much house
can I afford?
Fine-tune your payment based on interest, rates, term, and down payment.
Est. Monthly Payment
(P&I, Taxes & Insurance)
Est. Affordable Purchase Price
$1,814.04Rates and estimated payments are based on hypothetical scenarios and are only to be considered for illustrative purposes. Includes estimates for taxes (~1.1% annually), homeowners insurance (~0.5% annually), and PMI (~0.85% annually when down payment is below 20%). Does not include HOA fees. Rates vary and not everyone will qualify for the same rate. Rates are subject to change at anytime.
